Directions 1. Stir the cream cheese and taco seasoning in a small bowl until the mixture is smooth. Spread the cream cheese mixture on the bottom of a shallow serving dish. 2. Spread the beans over the cream cheese mixture. Top with the salsa, cheese and lettuce. Top with the olives and tomatoes, if desired. Serve immediately or cover and refrigerate until ready to serve. Serve with the tortilla chips for dipping.